February 3, 2025

Check Your Property’s Fire Damage Before Filing an Insurance Claim

Wildfires can be devastating, leaving homeowners in distress and uncertainty. If you’re in the process of filing an insurance claim, the first step is determining the condition of your property. Thankfully, Los Angeles County has developed a mapping tool that provides real-time updates on property damage. By utilizing this tool, you can quickly assess the status of your home before moving forward with the claims process.

The mapping tool, available at recovery.lacounty.gov, is user-friendly and accessible to all residents. Simply enter your property address in the search bar, and if an inspection has been conducted, you’ll be able to see a recent image of your home. Additionally, a status icon will indicate whether your property has sustained no damage, minor damage, major damage (greater than 50%), or has been completely destroyed.

If your property has been inspected and marked as damaged or destroyed, this information can be critical for your insurance claim. Insurance companies often require visual proof and official assessments when processing claims. The county’s records serve as an independent verification of damage, which can strengthen your case when negotiating with your insurer. In cases where your property has not yet been assessed, it’s important to monitor the website frequently, as inspectors are working quickly to cover all affected areas.

Fire Damage Insurance Claims: How to Verify Your Property’s Condition

Beyond verifying your property’s condition, it’s essential to document everything on your own. Take photos, gather past property records, and reach out to your insurance provider as soon as possible. Many policies have strict deadlines for filing claims after a disaster, so acting promptly is crucial. You may also need to secure temporary housing, which can often be covered under your homeowner’s insurance.

If your home has suffered severe fire damage and needs demolition before rebuilding, our team is here to help. We specialize in fire demolition services, ensuring your property is safely cleared for future construction. Contact us today to discuss your situation and get a professional assessment.